Cache finds what you're wasting, locks what you should be saving, and floats you cash when you need it. Built by builders with the same problem.
“I haven't opened a banking app in 4 months. Cache just handles it.”
Jon Y. — Prompt Engineer
Sound familiar?
You're not bad with money. You just never had a system built for the way you think.
You have 11 active subscriptions. You use 3. You’ll pay for all of them again next month.
Making money has never been the problem. Keeping it is a completely different skill.
You opened a savings account once. It lasted two weeks before it became another checking account.
Every dollar in your pocket feels like it should be deployed — invested, spent, put to work on something.
You don’t check your balance until you have to. Then you wish you hadn’t.
You’ll spend two hours on a build pipeline but won’t spend ten minutes on a budget.
Saving feels pointless when the next idea could change everything. Even if the last three didn’t.
One command
One command scans your accounts, finds the subscriptions you forgot about, catches duplicate charges, and shows you exactly what you're losing every month.
No signup. No dashboard. Just the truth in your terminal.
Under the hood
Every bank, every card, every investment — flowing through one open-source pipeline into tools you already use.
Link your accounts through Plaid — the same infrastructure behind Venmo, Robinhood, and thousands of financial apps. 10,000+ institutions supported.
Every transaction is categorized, deduplicated, and stored in a structured format. Open-source core you can self-host on a $5 Raspberry Pi.
Import your data into Claude Code or Codex and run any query. Or use the dashboard. Or the CLI. Your money becomes programmable.
Dopamine, not dread
Vibe scores, streak counters, ghost hunts, and savings goals. The stuff that makes you actually want to open the app.
One number for your financial health. Tracks spending habits, savings consistency, and ghost subscriptions. Updated daily.
No impulse spends over $50
The dashboard
Vibe score. Ghost hunter. Streak tracker. Cache Out. One place that actually makes you want to check in.
The community
Every win gets shared. Every ghost subscription killed. Every streak extended. This is what the group looks like.
“I had 3 Hulu accounts. Three. I don't even watch Hulu.”
“My savings account lasted 11 days last time. Cache Out is on day 47 and I can't touch it. That's the point.”
“Used Cache Advance to cover groceries on a Wednesday. Client paid Friday. No one had to know.”
“I was paying for Figma, Sketch, AND Canva Pro. I'm a backend developer.”
Cache Out
One tap. Your money moves into a group account with other builders who get it. It locks for a set period, earns interest collectively, and becomes the float you actually need between paychecks.
No more scrambling for $200 on a Tuesday because a client pays on Friday. The group compounds. Everyone benefits. And you finally have a savings system you can't sabotage.
Cache Advance
You need $200 now. Not next week. Right now. Cache Advance gives you a short-term float backed by your group's pooled savings. The money is already there because you cached out last month.
No interest. No credit check. No awkward conversations. Just the bridge between money that's coming and money you need right now.
Always watching
Every transaction flows through Cache's AI caretaker in real time. Duplicate charges, unusual amounts, forgotten subscriptions — it flags them before you even check your balance.
Weekly summaries hit your inbox. Not dashboards you have to visit. Not notifications you have to parse. Just clear, actionable updates about your money.
Every account, every balance, assembled into one number that updates automatically.
AI catches double charges and suspicious transactions before you notice them.
Surfaces every recurring charge. See what you pay, when it renews, what you forgot.
Import into Claude Code or Codex. Your finances become as searchable as your codebase.
Revenue alongside expenses. Understand where money comes from and where it goes.
Self-host on a Raspberry Pi. Fork it. Extend it. The engine belongs to you.
The roadmap
Cache starts as a tool. It becomes a savings group. Then a collective. Eventually, a bank built by and for builders.
The scan, open-source core, and Plaid integration. Your financial data normalized and queryable from anywhere.
Cache Out, Cache Advance, and the AI caretaker. Forced savings, instant floats, and an engine that watches your money 24/7.
Stripe integration, co-investment, and shared purchasing power. The group becomes a financial collective.
A bank built by and for builders. Checking accounts, debit cards, instant payouts, and an AI agent that manages your money.
Pricing
Start with the scan. Upgrade when you're ready to stop just looking at the problem.
See what you’re losing. No account required.
Stop ignoring your money. The “just handle it” plan.
For the builder making real money who needs real accountability.
FAQ
One command shows you what you're losing. One tap locks what you should be saving. The rest handles itself.